Protecting California Families with Care, Compassion, and Real Solutions
Who We Are
Beaver Insurance Services is a California-based, family-owned insurance agency committed to providing clear, affordable, and dependable coverage solutions.
We proudly serve individuals, families, seniors, and small businesses across California, helping them secure meaningful protection without pressure, confusion, or unnecessary complications.
Our mission is simple: to deliver insurance solutions that provide real peace of mind—today and for the future.
Licensed in California
License #: 0F90953
We specialize in fast, secure, non-face-to-face online and phone-based applications.
Our Insurance Products & Services
Life Insurance Solutions
We offer life insurance options designed to protect your family, income, and long-term financial goals.
Term Life Insurance
Affordable coverage for a specific time period.
Ideal for income replacement, mortgage protection, and growing families.
Whole Life Insurance
Permanent coverage with guaranteed benefits and cash value growth.
Well-suited for long-term planning, legacy protection, and final expenses.
Universal Life Insurance (Including IUL with Living Benefits)
Flexible life insurance with cash value potential.
Indexed Universal Life (IUL) policies may include living benefits that allow access to funds in the event of a qualifying critical, chronic, or terminal illness.
Final Expense / Burial Insurance
Designed to cover funeral costs, medical bills, and end-of-life expenses.
Affordable options are available for seniors, often with simplified underwriting or no medical exam.
This coverage helps relieve financial burden from loved ones during difficult times.
Medicare Solutions (For Those Turning 65 or Already on Medicare)
We help you understand your Medicare options and choose coverage with confidence.
Medicare Supplement Insurance (Medigap)
Helps cover costs Original Medicare does not, including deductibles, copays, and coinsurance.
Allows you to see any doctor nationwide who accepts Medicare, without network restrictions.
Cancer Supplement Insurance (First Diagnosis Coverage)
Provides a lump-sum cash benefit upon a first cancer diagnosis.
Funds may be used for treatment expenses, travel, household bills, lost income, or family support—wherever help is needed most.
Dental Insurance Plans
Affordable dental coverage for individuals, families, and seniors, including plans that help with preventive and restorative care such as cleanings, fillings, crowns, and extractions.
Mortgage Protection Insurance
Helps protect your home and your family’s financial stability.
Coverage may pay off or reduce your mortgage balance in the event of death, helping loved ones remain in their home.
Why Families Choose Beaver Insurance Services
- Simple, secure, online-friendly applications
- Personalized coverage recommendations
- Licensed California insurance professionals
- Compassionate, no-pressure guidance
- Options available for various health conditions
Ready to Protect What Matters Most?
Beaver Insurance Services
Website: www.bga-insurance.com
Phone: 800-266-5185
Email: info@bga-insurance.com
California License #: 0F90953